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SpendingPlan101

Privacy Policy

This policy explains what we collect, why, and what you can do about it. It is written to be read rather than to be technically unfalsifiable.

What we collect

Information you give us

  • Newsletter: your email address, and your name if you provide it.
  • Contact form: your name, email address and message.

Information collected automatically

  • Standard server logs: IP address, browser type, referring page, timestamp.
  • Aggregate analytics about which pages are read and for how long.

How we use it

  • To send the newsletter you asked for
  • To reply to messages you send us
  • To understand which articles are useful so we write more of them
  • To keep the site secure and functioning

We do not sell your personal information. We do not share your email address with advertisers.

Cookies

We use the minimum necessary: cookies that make the site work, and privacy-respecting analytics. Most browsers let you block cookies entirely; the site will continue to function if you do.

Your rights

Depending on where you live, you may have the right to access, correct, delete or export your data, and to object to certain processing. To exercise any of these, contact us and we will respond within the period required by applicable law.

Every newsletter contains a one-click unsubscribe link. Using it removes you immediately.

Third parties

We use service providers for hosting, email delivery and analytics. They process data on our instructions and are not permitted to use it for their own purposes. Articles may link to external sites, which have their own policies we do not control.

Children

This site is not directed at children under 13 and we do not knowingly collect their information.

Changes

If this policy changes materially, we will update the date below and note the change on the site.