Saving
Saving for a House Deposit
The deposit is not the number you need. Closing costs, reserves and a move-in buffer add more than half again to it at 10% down, and that is where buyers get caught.
6 min read
The library
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Credit
Hard vs Soft Credit Inquiries
A soft pull never touches your score. A hard pull costs most people under five points for a few months, and three mortgage applications in one fortnight count as one.
6 min read
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