Student LoansGuide
Federal Student Loan Repayment Plans Compared in One Place
Federal repayment was rebuilt in 2026, and the right plan depends on income, balance and whether forgiveness is realistic. Every option on one page.
11 min read
The library
4 plain-English reads on budgeting, saving, investing, debt, credit and taxes. Newest first unless you say otherwise.
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Student Loans
Should You Pay Off Student Loans Early?
Federal student loans carry valuable safety nets that private refinancing destroys permanently. Here is how to weigh interest rates against option value and investing returns.
7 min read
College SavingsGuide
FAFSA, Without the Panic
The 2026-27 FAFSA uses 2024 tax information and current reportable assets. Gather records, identify contributors and request a review after income loss.
7 min read
College Savings
Does a 529 Hurt Financial Aid?
A $60,000 parent 529 can add up to $3,384 to the aid index. A dependent student-owned 529 gets parent treatment too; an ordinary UTMA does not.
5 min read
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