College Savings Calculator
Compare projected education savings with four years of costs after education inflation.
Free · No sign-up · Your inputs stay in your browser
Your numbers
Estimate a college funding path
Your projection
52.3% of four years projected
Projected savings
$92,843
Projected four-year cost
$177,629
Estimated gap
$84,787
This assumes four years at the inflated annual cost. Aid, scholarships, taxes, account rules, and actual returns can materially change the result.
About this tool
Method, assumptions, practical next steps, and limits.
Plan without pretending you know the bill
College cost, aid, and the student’s path are uncertain. A range is more honest than one precise target.
Calculation method
Savings compound monthly. Today’s annual cost grows by the education inflation rate, then is multiplied by four.
Balance competing goals
Retirement usually has fewer funding alternatives than education. Decide what share the family intends to cover before trying to fund the entire sticker price.
