Investment Fee Calculator
See how an annual expense ratio or advisory fee compounds against your ending balance.
Free · No sign-up · Your inputs stay in your browser
Your numbers
See the long-term fee drag
Your projection
$121,561 less after fees
Balance before fee
$691,307
Balance after fee
$569,745
Ending balance lost
17.6%
This isolates one fee as a lower net return. It does not predict market performance or include taxes and trading costs.
About this tool
Method, assumptions, practical next steps, and limits.
A small percentage can become a large dollar amount
Fees reduce this year’s return and every future return that money could have earned. Time magnifies the difference.
Calculation method
The fee is subtracted from the annual return before monthly compounding. This isolates ongoing percentage fees; it does not include taxes, spreads, commissions, or flat charges.
Compare like with like
A higher fee is not automatically worse if services differ. Compare the total cost, investment approach, advice, and behavior support you actually receive.
