Subscription Cost Calculator
List every recurring charge, mark the ones to cancel and see the yearly cost of what you keep.
Free · No sign-up · Your inputs stay in your browser
Your numbers
Price every recurring charge
Your projection
$1,944 a year in subscriptions
Monthly total
$161.96
Saved by cancelling
$1,548 / yr
$128.99 a month.
Kept
$396 / yr
Annual plans are billed once and forgotten. Divide those by 12 and list them too, or the audit misses the charges most likely to renew unnoticed.
About this tool
Method, assumptions, practical next steps, and limits.
Small charges, large annual totals
A subscription is designed to be decided once and paid forever. Seeing the yearly total beside each one is usually enough to show which ones are still earning their place.
How the calculation works
Yearly cost = monthly cost × 12
The sample list totals $162.95 a month, or $1,955 a year. Cancelling the second streaming service, the gym and the meal kit saves $128.99 a month, which is $1,548 a year.
How to find them all
Read the last three months of card and bank statements, not your memory. Annual plans need dividing by 12. The FTC’s click-to-cancel rule was vacated by a federal court in 2025, so cancellation steps are still set by each company and state law; screenshot the confirmation.
The point is not to cancel everything. A subscription you use every week at a price you would pay again is a good purchase.
