
Saving
Saving for a House Deposit
The deposit is not the number you need. Closing costs, reserves and a move-in buffer add more than half again to it at 10% down, and that is where buyers get caught.
6 min read
Settle rent or buy on the numbers, and find the true monthly figure behind an advertised rate.
26 posts

The deposit is not the number you need. Closing costs, reserves and a move-in buffer add more than half again to it at 10% down, and that is where buyers get caught.

A soft pull never touches your score. A hard pull costs most people under five points for a few months, and three mortgage applications in one fortnight count as one.
One short email each week: a money move worth making, a number worth checking, and a trap worth dodging.