Buy enough cover to sleep at night, without buying the products you were never going to need.
18 posts
Raising your deductible transfers minor risk to your emergency fund in exchange for lower premiums. Here is how to calculate the exact break-even period before adjusting limits.
Extended warranties, rental collision waivers, and credit life carry 50% to 70% commission margins. Here are eight insurance products to decline and the math behind each.
You are three times more likely to suffer a disability before retirement than to pass away prematurely. Here is why employer group coverage alone leaves a dangerous gap.
Whole life bundles insurance with an investment at six to ten times the cost. Unbundled, the same money buys far more protection and builds real wealth.
Insure losses that could wreck your finances. Pay smaller losses from savings. Here is how to choose the policies and limits that fit between those two lines.
Most employees re-elect last year's benefits in four minutes. Six specific decisions are worth twenty, and one usually saves over a thousand dollars.
One short email each week: a money move worth making, a number worth checking, and a trap worth dodging.