14 plain-English reads on budgeting, saving, investing, debt, credit and taxes. Newest first unless you say otherwise.
Your contributions are always yours. The employer's may not be for six years. On a three-year cliff, resigning in month 35 leaves $14,200 behind and resigning in month 37 does not.
A 50% match is a 50% return before the money is invested in anything. On a $70,000 salary, not contributing enough to capture it leaves $2,100 a year on the table, which is $132,823 over a career.
One short email each week: a money move worth making, a number worth checking, and a trap worth dodging.